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Fiesta-Si.com • View topic - My Fiesta Si 1.4 - End Of An Era R.I.P N660 BMO :(
Joined: Fri Sep 21, 2007 12:55 pm Posts: 3034 Location: Blackwood, south wales
Drives:
OK so i have some new plans as i cant afford to insure the fiesta anymore as i now have to go in my own name.
so the plan is to buy something newer as newer cars are cheaper to insure.
for instance my Fiesta si wil cost 2000 grand a year to insure
Focus 2.0 ESP - 1900! and thats a 2.0 with 130bhp!!
Sportka - 1700 and thats a 1.6!
my mates zetec s and my dads ignis sport would only cost around 20 more a year aswel!
so the plan is to get something newer to have until i can build my no claims up and then in the meantime build the fiesta up into an animal and go back to it once i have no claims bonus.
_________________ Suzuki Ignis Sport - ITG Maxogen - Japspeed 4-1 - Decat - 2" custom single box Scorpion exhaust 3" tip - Magnecor leads - Air con Removed - Apex 35mm springs - OMP Strut brace - Whiteline rear arb - EBC Greenstuff front pads - MTEC grooved/drilled discs - Team Dynamics Pro rally 15X6J ET28 - Toyo tyres - Rallyflapz - Black lamps - Smoked repeaters - Sparco pedals - Stripped 40kgs rear interior 125.4BHP 126.6LBFT
Joined: Sat Mar 05, 2005 1:37 pm Posts: 7771 Location: Manchester
Drives:
Shame about the insurance, its not a strict rule newer cars are cheaper to insure. Insurance groups may have dropped as they have got more secure and safer but the value is usually more which can push your premium up.
I noticed you have only quoted fords... one of the cheaper to insure cars are the 1.2 corsa's, and those 1.2 3 pot engines are a great little engines. If you want uber cheap have a look at the C1/107/Aygo? as they are stupidly cheap to insure.
If I was you and looking at prices above I would just get something with insurance in mind, you don't have to love the car but you could probably get it down to the £1000 or less mark, keep it a couple of years get your no claims up and save a few grand for the car you do want.
Joined: Sat Mar 05, 2005 1:37 pm Posts: 7771 Location: Manchester
Drives:
Nothing like actually, it is genuine advice, get the cheapest to insure car you can and plow the £1000's saved into the fiesta. Then in 2 years you will have 2 years no claims and a good amount to spend.
Just pointing out that car doesn't need to be a ford.
Like my no budget.. So buy a £300 1.0 4 speed shed. Now I have a job coming up, save up a bit of cash, talk to insurance and get myself a Fiesta again, Sometimes you have to make sacrafices.. Big ones in my case for the good to come about, Its a shame though as you have like 3 fiestas and clearly the time and money for them, can't you just keep the 1.4 or 1.6 engine in it and just modify the looks or something? or is that the main reason they won't insure you as well?
Joined: Wed Feb 08, 2006 10:27 am Posts: 1391 Location: Leicester
Drives:
If he can't afford to insure the Fsi @2k (understandable) what chance has he got of buying a new 107/Aygo???
Personally, I would go dirty. Something like a 1.1HCS or a 1.2Corsa, 1.1 106, you get the idea. Buy it for next to nothing and just don't crash. You might have fun maintaining it along the way who knows.
_________________ L333SYA - Ford Cougar 2.5 V6 RR - TBC
Joined: Tue Dec 22, 2009 11:44 am Posts: 508 Location: leicester
Drives:
he is right bout the ka they can motor lol
_________________ Ford Fiesta 1.6si 5Door Mods Sony flip down cd player,Alpine Type s compent speakers Tweeters in colour coded mirror bases Kenwood 17cm speakers In Rear shelf,Splx 10inch Sub In boot 600watt Splx on passanger footwell in custom Bulid,Richbrook Ford Gear Knob,Green Cotton Air Panel Filter,Tom brown hat on rear shelf,clear side repeaters,ripspeed car mats,rear head rests rear small ford badage,ditgal volt gauge in front heater vent,Escort gti rims
Coming soon mk4 wiper arm,laguna spilter,grey centres in the wheels 35mm drop,screen bulit into dash dvd player in glove box,stanless steel back box Mondeo dics and calipers,Rear disc conversation,Black roof lining with bulit in leds,Blue limation on dials,white dials & heater vents,graphti bonnet
Joined: Sat Mar 05, 2005 1:37 pm Posts: 7771 Location: Manchester
Drives:
I just never thought I would say it
The point is he could buy a newer car which would cost more and be cheap to insure, but in the end it will be worth more to sell in the end or keep as a runabout for a good while.
With that Chris did what he did due to lack of funds, if you do the same without a lack of funds then the money saved for the fiesta will be amazing.
Joined: Fri Sep 21, 2007 12:55 pm Posts: 3034 Location: Blackwood, south wales
Drives:
Well with this car im hoping to get. its the lower spec model of the car ive always wanted since when they 1st came out and i was 11! so its like a step towards the car ive always wanted.
is not really cheap, but its nice and modern and cheap to run and insure so once ive payed my nan back i can save money and spend it on the fiesta and build it into a track car or something whilst still having something nice as a daily. and then move on to the higher spec version once ive built up no claims.
_________________ Suzuki Ignis Sport - ITG Maxogen - Japspeed 4-1 - Decat - 2" custom single box Scorpion exhaust 3" tip - Magnecor leads - Air con Removed - Apex 35mm springs - OMP Strut brace - Whiteline rear arb - EBC Greenstuff front pads - MTEC grooved/drilled discs - Team Dynamics Pro rally 15X6J ET28 - Toyo tyres - Rallyflapz - Black lamps - Smoked repeaters - Sparco pedals - Stripped 40kgs rear interior 125.4BHP 126.6LBFT
Joined: Tue Dec 22, 2009 11:44 am Posts: 508 Location: leicester
Drives:
dont blame u mate i quite like the puma,dont know why i just have, get a motor like as a daliy and bulid the fiesta up you can take your time & dont have to rush 7 get it right first time which will save u dosh
a mate of mine at 16 bought a metro gta pent thousands on it couldnt insure it ended up selling it for silly money
another lad at work pays £2200 on a 1.4 mg zr!!
_________________ Ford Fiesta 1.6si 5Door Mods Sony flip down cd player,Alpine Type s compent speakers Tweeters in colour coded mirror bases Kenwood 17cm speakers In Rear shelf,Splx 10inch Sub In boot 600watt Splx on passanger footwell in custom Bulid,Richbrook Ford Gear Knob,Green Cotton Air Panel Filter,Tom brown hat on rear shelf,clear side repeaters,ripspeed car mats,rear head rests rear small ford badage,ditgal volt gauge in front heater vent,Escort gti rims
Coming soon mk4 wiper arm,laguna spilter,grey centres in the wheels 35mm drop,screen bulit into dash dvd player in glove box,stanless steel back box Mondeo dics and calipers,Rear disc conversation,Black roof lining with bulit in leds,Blue limation on dials,white dials & heater vents,graphti bonnet
Joined: Fri Sep 21, 2007 12:55 pm Posts: 3034 Location: Blackwood, south wales
Drives:
Had a lil problem with the fez the other nite. as it still has 'scrap' written on the bonnet, gypsies decided they thought that it was actually scrap! and asked me if they could take both the fiestas off my drive off my hands.
obviosly i told them where to go but im a bit nervous now about the cars being on display so they are quite securely locked in and covered up now.
_________________ Suzuki Ignis Sport - ITG Maxogen - Japspeed 4-1 - Decat - 2" custom single box Scorpion exhaust 3" tip - Magnecor leads - Air con Removed - Apex 35mm springs - OMP Strut brace - Whiteline rear arb - EBC Greenstuff front pads - MTEC grooved/drilled discs - Team Dynamics Pro rally 15X6J ET28 - Toyo tyres - Rallyflapz - Black lamps - Smoked repeaters - Sparco pedals - Stripped 40kgs rear interior 125.4BHP 126.6LBFT
Joined: Fri Sep 21, 2007 12:55 pm Posts: 3034 Location: Blackwood, south wales
Drives:
tossers they are! had some in work yesterday wanting tracking done on their van! eyeing up my bosses 30 grands worth of mk1 mexico! should have seen the tyres on their truck! wires showing on every1! and they didnt give a crap!
my dad said to do that, i havent had any more trouble since thou....
_________________ Suzuki Ignis Sport - ITG Maxogen - Japspeed 4-1 - Decat - 2" custom single box Scorpion exhaust 3" tip - Magnecor leads - Air con Removed - Apex 35mm springs - OMP Strut brace - Whiteline rear arb - EBC Greenstuff front pads - MTEC grooved/drilled discs - Team Dynamics Pro rally 15X6J ET28 - Toyo tyres - Rallyflapz - Black lamps - Smoked repeaters - Sparco pedals - Stripped 40kgs rear interior 125.4BHP 126.6LBFT
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