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Fiesta-Si.com :: View topic - New Driver - Insurance
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New Driver - Insurance
https://www.fiesta-si.com/forums/viewtopic.php?f=116&t=19960		 Page 1 of 2
Author:  Jake_CE [ Sat Jun 19, 2010 7:12 pm ]
Post subject:  New Driver - Insurance
Good evening,

My name is Jake and I passed my driving test on Wednesday 16th June 2010. I bought a Ford Fiesta SI and loved driving it on my Provisional liscense.

However, now I've passed, I'm looking at insurance quotes for £3000 minimum.

I was wondering if anyone new of any good insurance companies that specialise in either: Giving Ford Fiesta owners cheap car insurance, or an insurance company that gives cheap and affordable quotes for 17 year old students.

Thanks =)

Jake
Author:  stainlessmole [ Sat Jun 19, 2010 7:16 pm ]
Post subject:  Re: New Driver - Insurance
Say you're a woman, and it will halve the premium :lolz:

Welcome to FSi :)
Author:  Jake_CE [ Sat Jun 19, 2010 7:22 pm ]
Post subject:  Re: New Driver - Insurance
Author:  Chris [ Sat Jun 19, 2010 7:27 pm ]
Post subject:  Re: New Driver - Insurance
Whack your mum/dad on as a named driver. Is it a 1.4? I was paying £140 monthly for mine so it's never cheap. Just gotta do some searching 4youngdrivers.com is a good comparison site (might be different, google it)
but comparison sites add commision so go direct :D
Author:  InSane [ Sat Jun 19, 2010 7:31 pm ]
Post subject:  Re: New Driver - Insurance
http://www.quinn-direct.com/

lot young people go with them
Author:  stainlessmole [ Sat Jun 19, 2010 7:41 pm ]
Post subject:  Re: New Driver - Insurance
I was going to go with Quinn... but i heard they went bust :S
Author:  Jake_CE [ Sat Jun 19, 2010 7:46 pm ]
Post subject:  Re: New Driver - Insurance
Direct Line and LV will not offer me a quote because the car is "High Performance".

It is a 1.4L engine.

Quinn gave me a quote for £4000.

I've used the following compare websites: gocompare, moneysupermarket and confused.com

I have also checked the Direct quotes from Quinn, Asda, Norwich Union, Young Driver etc...

I have my mum as a named driver but it doesnt seem to help much.

I havent called any insurance companies yet. What do I do/say to try bump their price down when calling? I've never done anything like this before.
Author:  Chris [ Sat Jun 19, 2010 7:51 pm ]
Post subject:  Re: New Driver - Insurance
Try endsleigh. That's where I started. Jesus the accident rate must have gone up to make a 1.4 high performance.
try taking your mum off and just yourself as well. Wordy comes to worst get your mum to take out the quote and put you as a named driver. If she's happy with that though as you might mess up her no claims
Author:  Jake_CE [ Sat Jun 19, 2010 7:56 pm ]
Post subject:  Re: New Driver - Insurance
endsleigh - I'll give them ago, thanks =)

I tried a few with my mum has the policy holder and me a named driver. The cheapest quote I got was £3000 lol.

Why do insurance companies want so much from new drivers? they aiming to bankrupt us or something? >.< I know statistically we're meant to crash within a few months of passing but still... Dont penilise(sp?) everyone!
Author:  InSane [ Sat Jun 19, 2010 8:07 pm ]
Post subject:  Re: New Driver - Insurance
most young people will have a car accident in the first year

so guess thats y
Author:  Ry [ Sat Jun 19, 2010 9:38 pm ]
Post subject:  Re: New Driver - Insurance
17 and 18 is just a crap age for drivers. you're in the worst insurance group of your life for now.
Author:  Jake_CE [ Sat Jun 19, 2010 9:59 pm ]
Post subject:  Re: New Driver - Insurance
I'll keep looking and jsut ask my employer for laods mroe hours lol.

Thanks for your help anyway guys.
Author:  scamp [ Sat Jun 19, 2010 10:47 pm ]
Post subject:  Re: New Driver - Insurance
elephant were good with me. :thumbsup:

im with admaral at the moment under my own name and they gave me a good quote :)
Author:  The Loumiester [ Sun Jun 20, 2010 8:27 am ]
Post subject:  Re: New Driver - Insurance
Try its a comparison site that specailise in young drivers
Author:  InSane [ Sun Jun 20, 2010 9:08 am ]
Post subject:  Re: New Driver - Insurance
Author:  onslack [ Sun Jun 20, 2010 12:23 pm ]
Post subject:  Re: New Driver - Insurance
Author:  DarrenFsi [ Sun Jun 20, 2010 2:21 pm ]
Post subject:  Re: New Driver - Insurance
i was insured third party f+f on a 1.4 escort wen i was 17-18 for 1300 ish iirc
you will find somethin
i started with coop
then directline wen i was 21 n now im with swift at 24
oh n a lil stint with equity redstar who were very very good wen i had a claim i came out that 4k up :thumbsup:
you do need to build no claims up so try stayin on ur own
and dont crash it happens to toooooooo many :D
Author:  Elward [ Sun Jun 20, 2010 4:53 pm ]
Post subject:  Re: New Driver - Insurance
1.4 si's are rip offs for insurance there in a stupid group, dan on here took his off the road to track it and bought a 1.4 seat arosa 16v sport which is 105bhp and its cheaper than the si. my 1.1 rattler cost me £1400 for my first year in my own name.
Author:  Jake_CE [ Sun Jun 20, 2010 7:08 pm ]
Post subject:  Re: New Driver - Insurance
Thanks for all your help guys. I've managed to get a quote for about £1,500. I'm just double-cvheckign everything but I think it's what I'll go for.

I'll jot down the details for:

"Need to Insure - Insurance Specialists 01623 720081
ask for Paul Bostrom, he works Mon - Fri 9 - 5 and Every other Saturday 9 - 12"

Thank you everyone =)
Author:  Dizzy19 [ Sun Jun 27, 2010 12:13 am ]
Post subject:  Re: New Driver - Insurance
I started off at 18, stuck my mum down on the 1.4 si

She had 5 years ncb and me down as named driver.
paid 1200 a year.
200 deposit, and 100 a month!

now, a year later, im still on my mums on a 1.6 si instead, with no NCB (she didn't hit anything, she just got a car and used it on hers)
and now I pay 140 a month, but only £10 deposit. 1600 a year.

Can't be bothered leaving my mum's insurance, don't really wanna pay the full wack.

Never crashed, never claimed.
Passed 2nd time.
Have a old friend gone through 4 cars and a bike, another friend died, injuring 1 with him. and several other friends that have totaled cars, or came EXTREMELY close.
Yet, i seem to be the only decent driver out of my group of mates :P
With the fastest car.. (not that the 1.6 is a speedgod, we all know that lol)

Anyway.

First insurance was with SwiftCover!

Now I'm with Qwik Fit!

Hope all helps!
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