Copied over from Seatcupra.net.

Without Prejudice

It has been evident that certain insurance brokers have been asking for your username on a club forum to obtain you a % discount on your annual premium.

The reasoning behind it is that it's meant to demonstrate that as a 'club member' you are going to be more careful etc.

It's a lie.

The reasoning behind it is because plain & simple - they're going to monitor your posts both past, present & future. And use this information against you.

We've caught one firm from doing this, and have banned them (and subsequent registrations) and censored their companies name.

This is from what is claimed to be a 'performance' specialist.

So bear in mind that should you have a policy with them, and "someone" posts somethingnunder your username - they may cancel your insurance, which will then have knock on effects to obtaining insurance for ANYTHING in the future.

My advice - stay well away from people who need your username to verify information. I don't believe that a 10% discount is truly available - and certainly is not worth the risk of having a policy cancelled over.

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The Fat Fake Xr2i

You raise a very good point,

companies are trying all sorts of nonsense, its like the whole businesses looking on facebook for reasons to sack employee's

damn the Internet and damn people for being stupid haha

Just to clarify all mods are declared on my insurance policy, I even asked if a magic tree counted as a mod,

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buttery biscuit boost

Iv always wondered about this.

Them magic trees add atleast 10bhp lol.

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Ha! All of the insurers on this forum asked for my username

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The Black Ice magic tree adds 12 bhp and increases my mpg by 7%
you must be using the "new car smell" one ;P

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buttery biscuit boost

I use the black ice one too.

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Iam on there aswell

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Im 22 my xr3i cabriolet is 370 a year fully comp with performance direct they been good with me so dont listen to reviews and brentacre for si they want 1300 for si ive only had lisence a year but with them there petrol heads iswell you can declare all mods it wont effect your price untill you add more bhp try them there in swansea