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Fiesta-Si.com :: View topic - hmm decisions
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hmm decisions
https://www.fiesta-si.com/forums/viewtopic.php?f=1&t=18975		 Page 1 of 2
Author:  Elward [ Fri Feb 19, 2010 8:30 pm ]
Post subject:  hmm decisions
right i just taxed and insured my car its depressing 1.1 5 speed rattler £68 tax and £80 a month insurance f-ing rip off.

citroen c1, 7k book price, for a used one 7k, 2k off for scrappage so 5 then probably bump down to 4.5k £35 a year tax, insurance is considerably cheaper and well there nippy little cars at 68bhp which is much quicker than my 50bhp rattler im only young dont want a fast car just want something cheap and cheerful
i know there quite ugly but ill put my own little stamp on it and make it look smart :D

plus i can probably make £300 on selling the mods

opinions...
Author:  Percy [ Fri Feb 19, 2010 11:27 pm ]
Post subject:  Re: hmm decisions
Well as you have figured it is one of the cheapest to insure cars you can buy, and you will have the advantages of a new'ish car.

Of course it its to get you no claims down etc it should still be worth something in a few years.

As you will know it has great mpg and a low tax band to.

Of course look at the Aygo and 107 to and see which you can get the cheapest.

But if you get a C1 I will call you mini me!

It is a truly sensible choice.
Author:  Ry [ Fri Feb 19, 2010 11:30 pm ]
Post subject:  Re: hmm decisions
There's some great value Twingo's up for sale too on 59 plates to be hand for under 6k from a dealer..
Author:  booker [ Fri Feb 19, 2010 11:34 pm ]
Post subject:  Re: hmm decisions
Author:  Percy [ Fri Feb 19, 2010 11:41 pm ]
Post subject:  Re: hmm decisions
The twingos are an insurance group higher and slower, but they are bigger.

Also they cloned the C2
Author:  The Loumiester [ Fri Feb 19, 2010 11:56 pm ]
Post subject:  Re: hmm decisions
all depends if your getting finance or not because because is it worth getting into debt on a car that will lose value so much? i have drove them and they are nice to drive but if i was trying to save money regardless of what the car was i'd by a 1.0litre metro or sequento. if you can afford it though then nothing can beat a new car feel.
Author:  Mole259 [ Sat Feb 20, 2010 12:00 am ]
Post subject:  Re: hmm decisions
Seeing as Percy has come in for the citroens and Ry for the Renault i shall come in :insanity:

BUY MY CAR!! :lol:

Fiesta zetec climate with 1.4tdci engine

69bhp and 129 lbft torque (175Nm)

New car stuff and climate has obv the air con quickclear screens etc etc

Good to the environment, £35 year tax, cheap insurance

It runs on diesel so it can achieve 80mpg on the motorway, 60 nice driving locally and 45 ragging it round and having fun

And on top of all this its a Ford 8-) :lol: Though in seriousness the diesels hold their value better :thumbsup:

Failing that you could get a ka :hsugh:

Forgot to add getting yourself into finance esp new cars will lose money immediately and cost you more overall, but that maybe a price your willing to pay for a new car, i know i have done this many and just wish i'd bought outright :frown: Ohwell im stuck with it now lol
Author:  Elward [ Sat Feb 20, 2010 12:03 am ]
Post subject:  Re: hmm decisions
i would but im after cheap insurance and the c1 being group one you cant get better lol im going down swansea sunday for a test drive they've got a black one there with 22k for £6,000 i just want something new and cheap as im paying through the nose on a slow as feck car
the thing is i love my car! lol

oh yeah i will be getting it on finance but should be looking at say £4,000 max over 3 years i know id be stuck with it for 3 years but i would be quite happy doing that as ill be 21 when its paid off therefore should be able to afford a bigger engined old skool FORD that ive always dreamed of lol but me and my old man done my sums to see if i could afford it without going short every month and if i stick to my hours stop offering to go home early and booking time off i should be also going into college i get a £700 grant every term so i would most probably just use that to pay it off, just priced up insurance and its just so much cheaper! my fiesta paid yearly is £880 montly its £80.80 which is around £950 mark i think, c1 £50 a month!! not sure what it works out as yearly though
Author:  Percy [ Sat Feb 20, 2010 12:07 am ]
Post subject:  Re: hmm decisions
Well you buy a newer car you will lose money when you come to sell, but you don't have to worry if it will start everyday, MOT's shouldn't be a problem for a while.

Sorry you are way to high on the insurance front there, you will not defeat us.
Author:  Elward [ Sat Feb 20, 2010 12:15 am ]
Post subject:  Re: hmm decisions
just booked a test drive for sunday 8-)

also my modding plans would be :-

-Nice exhaust just a stainless backbox
-lowered hopefully coilies
-deep dish rims

just wondered percy do you know if they do a smoother version of the rear lights as there ilike bubbles lol
Author:  The Loumiester [ Sat Feb 20, 2010 12:31 am ]
Post subject:  Re: hmm decisions
i wouldnt mod it mate, if your trying to keep the insurance down then just leave it as it is then when you come to sell it, it will be easier to shift being standard. Stops the impression of it being ragged. Plus iv seen the 107 sport and they look silly. thats my opinion though so you do whatever you think is right.
Author:  Elward [ Sat Feb 20, 2010 12:45 am ]
Post subject:  Re: hmm decisions
hmm i know good point but i would have to put alloys on it not some biscuit thin wheels
Author:  Percy [ Sat Feb 20, 2010 12:51 am ]
Post subject:  Re: hmm decisions
Don't think there is any flatter lights, due to the size of them they need to stick out to fit the gubbins.

Again I wouldn't bother modding it, a decent set of alloys at most.
Author:  The Loumiester [ Sat Feb 20, 2010 1:01 am ]
Post subject:  Re: hmm decisions
yeah the wheels are bolt on and offs to use else where so get a good set . . . or take percy's vts ones off him when he sleeps hehe
Author:  Percy [ Sat Feb 20, 2010 1:17 am ]
Post subject:  Re: hmm decisions
My saxo was a mk1 so I have these knockign about:

Image
Author:  Elward [ Sat Feb 20, 2010 1:31 am ]
Post subject:  Re: hmm decisions
those on a c1 ford graphite grey hmmm, its all booked up for sunday via citroen uk going for a test drive and then probably have a chat and get the figures going
Author:  Ry [ Sat Feb 20, 2010 11:28 am ]
Post subject:  Re: hmm decisions
I'd just say don't do it! You'll be sick of the car wayyyy before you're sick of paying off a monthly loan on high interest.

And which B*tch was it that started making our country think that loans and credit was a normal everyday thing all those years ago.. :rolleyes:
Author:  woodsy_mv6 [ Sat Feb 20, 2010 12:35 pm ]
Post subject:  Re: hmm decisions
Author:  Percy [ Sat Feb 20, 2010 12:57 pm ]
Post subject:  Re: hmm decisions
It may well do, worth getting quotes.

I don't disagree with Ry often but you are entering the whole new vs old argument, yes you pay a premium for a newer car but it does have its advantages.
Author:  Ry [ Sat Feb 20, 2010 3:20 pm ]
Post subject:  Re: hmm decisions
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