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 Post subject: Insurance....
PostPosted: Tue Jun 21, 2005 10:43 pm 
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Elite FSI Poster
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Joined: Tue Mar 08, 2005 12:24 pm
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Location: Bedford
Drives: Clio 182
Righty folks, its that time of year when I have to renew my insurance,

Right as some of you may know the current situation with my car and my insurance company, i'm not really wanting to go with them again if I can help it, they've been well and truely unhelpful with the whole thing,

But anyway, I wanna know who you lot are insured with on your Si's and how much it costs and weather you are 3rd party or fully comp,

Any help would be great,

Cheers, Paul,

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PostPosted: Tue Jun 21, 2005 11:09 pm 
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French Tickler
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Joined: Tue Dec 21, 2004 7:46 pm
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Location: Woodville : Burton
Drives: 170bhp RS
While the XR2i is still my main mode of transport its insured TPFT in my own name now (yey!! :) ) But if/when the Si returns it will be fully comp and still cost less to insure than the 2i :rolleyes:
An extra 20bhp and they feel the need to bum me. Damn it.

I'm with Elephant.co.uk and seemed quite helpful on the phone. At least their call centre is in England. I was with CIS (co-op) before and was more than happy with their services and were good with my claim. However they just couldnt match the price for insuring the 2i :)

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PostPosted: Tue Jun 21, 2005 11:17 pm 
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Location: Birmingham (near Sutton Coldfield)
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Each company varies greatly from person to person. Im sure Elephant was the cheapest Scott could find, yet for me they were awful, absolutely.

Tesco's were the cheapest I could find at the time, however, checked Asda a couple of weeks back and they were nearly ?300 cheaper.

All of this is fully comp btw, every quote I've ever had, TPFT has only been about ?80 cheaper :)

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PostPosted: Tue Jun 21, 2005 11:40 pm 
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Location: Nottingham
I'm with norwich union them and tesco was the cheapest fully comp

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PostPosted: Wed Jun 22, 2005 12:57 pm 
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Have been with liverpool victoria for 2 years and just moved to norwich union, they have given me a 9 month policy and i get another 1 year NCB after for it which is nice (bonus builder scheme)

As for fully comp third party I found that the difference has never been much so it has always been fully comp.


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PostPosted: Wed Jun 22, 2005 2:09 pm 
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French Tickler
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Location: Woodville : Burton
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Percy! wrote:
Have been with liverpool victoria for 2 years and just moved to norwich union, they have given me a 9 month policy and i get another 1 year NCB after for it which is nice (bonus builder scheme)

As for fully comp third party I found that the difference has never been much so it has always been fully comp.


Mine's not been much different before either, but seemed to make a big diff with the 2i. I'm on a bonus builder thingy ma-bob too :) yey.

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PostPosted: Wed Jun 22, 2005 4:14 pm 
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Joined: Thu May 05, 2005 1:43 pm
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Location: Surrey
Try http://www.confused.com . These will search and come back with top 20 quotes for you.


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PostPosted: Wed Jun 22, 2005 5:10 pm 
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i am with tesco and they are the cheapest i found! i am payin ? 1850 ( nearly ?2000 with the two months i had to pay up front) a year they worked it out to be ?182 per month

and they will insure me for my 2.0L conversion( abit more expensive though) i am fully comp


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PostPosted: Wed Jun 22, 2005 11:30 pm 
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Location: Birmingham (near Sutton Coldfield)
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Onslack, just have a quick check on Asda insurance mate :)

And Confused.com are pretty awful for me. All these big named internet broker search place thingies arent much cop for me :rolleyes: :lol:

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PostPosted: Thu Jun 23, 2005 7:51 am 
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The Sherminator!
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@des

will do mate

everytime i have used confused the qoutes i get are so high its unbelievable!


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PostPosted: Thu Jun 23, 2005 10:18 am 
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I'm with Norwich Union and, whilst it is annoying always having to speak to a foreigner, they quoted me happy... :rolleyes:

Am paying around 500 FC, over a hundred cheaper than anywhere else.

And a little tip: If you want to get a quote from Norwich Union, call them early in the morning (8-10am), as the foreign call centres haven't opened so you'll be put through to an English operator. :wink:

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PostPosted: Thu Jun 23, 2005 12:50 pm 
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acrebo wrote:
And a little tip: If you want to get a quote from Norwich Union, call them early in the morning (8-10am), as the foreign call centres haven't opened so you'll be put through to an English operator. :wink:


Or do it online and get 20% off :lol: :lol: :lol:


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PostPosted: Thu Jun 23, 2005 1:13 pm 
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Joined: Sat Mar 05, 2005 2:36 pm
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Location: Shropshire \ London \ Kent
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I tried confused.com and it gave me back a list of about 20 odd insurance companys all declining me becuase it said that they wouldnt cater for modifications. :(

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PostPosted: Thu Jun 23, 2005 9:42 pm 
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I don't trust the online insurance systems.... I'm sure they make it so cheap because they know that most people will cock up part of the form somewhere, making the whole policy invalid!

But yeah, Norwich Union have been pretty good to me anyway.

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PostPosted: Fri Jun 24, 2005 10:41 am 
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Elite FSI Poster
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Joined: Tue Mar 08, 2005 12:24 pm
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Location: Bedford
Drives: Clio 182
Right, got a letter through this morning from Norwich Union, about my insurance renewal, basicly as I have made a claim (Moped incident, in which they are doing sweet FA about) my insurance for next year will be ?1800, an increase of about ?750 quid!!!

I really am having doubts about this whole thing now, no way am I gonna afford to keep driving atall at this rate.

And all because some twat on a moped crashed into me, I think i'm seriously gonna pay this F*cker a visit very soon....

A very pi**ed off Paul.

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PostPosted: Fri Jun 24, 2005 1:20 pm 
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The Sherminator!
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try and see what tesco or asda (like des said he got quoted about ?300 less) can quote you!


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PostPosted: Tue Jun 28, 2005 1:06 pm 
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Elite FSI Poster
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Joined: Tue Mar 08, 2005 12:24 pm
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Location: Bedford
Drives: Clio 182
Right, i'm quoting around today,

I'm sure all of you lot have declared your mods? :wink:

But most companies say in their agreement/disclaimer thing that ''this car is not modified from the manufacturers specification'' or something like that. So whats the deal there??

Ta,

Paul.

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PostPosted: Tue Jun 28, 2005 1:15 pm 
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The Sherminator!
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yup all my mods are decleared! 8-)

not that i have alot anyways :lol:


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PostPosted: Tue Jun 28, 2005 1:19 pm 
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Location: Bedford
Drives: Clio 182
Yeah same as all mine are is wheels and suspension and most of the companies are saying ''we need more information on your car call us on 0800 **********"

I mean its hardly some massively modified beast, stupid insurance companies :x

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PostPosted: Tue Jun 28, 2005 1:28 pm 
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alright mate. ive just got a years no claim and the cheapest renewal quote ive had is ?654 fully comp with norwich union (under hot hatches).(and ive just turned 20)


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