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 Post subject: insurance write off
PostPosted: Fri Sep 22, 2006 11:03 am 
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Joined: Fri Apr 07, 2006 7:59 pm
Posts: 12
my insurance have written off my car, the accident was not my fault and the other driver has admitted liability. Thing is my insuarance are saying if i want to remove any parts from the car then i need to replace them with the original items, i cant understand why i would need to put alloy wheels on a car that is going to be scrapped?, i am not leavin my new alloys on there but putting original alloys on seems ridiculous, surely i could just put some crap wheels on??
Also i have asked about buying my car back and they have said that they dont offer that, i thought all insurance companies did?

Any advice appreciated, are they wrong or right to say these things? :?


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PostPosted: Fri Sep 22, 2006 1:14 pm 
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yeah id just whack a set of steels on..

as not all of them came with alloys standard


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PostPosted: Mon Sep 25, 2006 8:52 pm 
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Joined: Mon Apr 04, 2005 8:13 pm
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Location: Loughborough
Drives: Fiesta si + the Van
all parts u take off need to be replaced,,,,,,,, well saying that just make sure the care moves and runs :lol: trick ov the trade ;)

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PostPosted: Thu Sep 28, 2006 2:26 pm 
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Joined: Sun Apr 09, 2006 10:55 pm
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Location: portlethen/newtonhill aberdeenshire
hey there dont worry i have just done all this with my last feest, u need to replace the stuff beacuse when you get ur write off money the car doesnt actaully get scrapped 1st, the garage who have it auction it to the highest bidder to break the car, usually is themselves tho, coz thats what they did to mine, had to replace my alloys with steelies, induction kit with standard, couldnt get my peco off coz u need a grinder and obviously little me doing things by herself couldnt have done that etc etc, its totally shit coz i spent 1500 repairing my feest and all i get back is 500 for the market value, and still havent seen that yet, thats why the valuable lesson ive learnt when in a write off collision is get your car towed to your garage u uasually use or your house take off anything you want or need coz once insurance get hold of it, there possession and that crap is as follows and they dont care at all about anything all money to them, well thats what happened with me, correct me if im wrong at all

:(


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PostPosted: Thu Sep 28, 2006 10:48 pm 
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Joined: Fri Apr 07, 2006 7:59 pm
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yes i have been to my car now, took off alloys and replaced with steelies, although they cost me 60 quid (feel like im losing out all the way here even though it wasnt my fault!!) thats all i took off, left the stereo there cuz it didnt cost much anyway. I am claiming for my bodykit and lexus lights as an unisured loss through my insurance's legal department. I guess i should just be thankful ive got a courtesy car cuz its been 3 weeks now. The report to confirm that its a write off has come through and now im just waiting for my offer.....


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PostPosted: Thu Sep 28, 2006 11:13 pm 
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Joined: Sat Mar 04, 2006 12:00 pm
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Location: Bristol
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only ever take the 3rd offer, never any earlier ones.


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PostPosted: Fri Sep 29, 2006 4:24 am 
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Joined: Thu Mar 30, 2006 1:23 pm
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Location: Lincoln
Drives: MK1 Focus Estate Ghia
insurance is a twat, sometimes i think whats the point, cause recently anyone in an older car like us seems to be getting fucked over..

if i was ever in an accident, my mate would have to come down and move it, and we would strip the cunt down :lol: :rolleyes:

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PostPosted: Fri Sep 29, 2006 9:13 am 
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Joined: Sun Apr 09, 2006 10:55 pm
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Location: portlethen/newtonhill aberdeenshire
yeh iv just spent almost 9 months wondering whats the point, at least i know how to play the game now! and def if i have a modified car again if its in a smash its getting towed home and stripped to the shell haha, coz its just poo how much money iv lost out on not to mention my wee baby :( would be funny tho to see insurance wifeys face when you hand her a car thats a shell, nowt she can do eh, lol the car didnt come with seats and wheels etc did it? pmsl but there arses the lot of them

so anyone in a smash needs some advice im the quine to come to, and im sure theres a few others on here who have played the twisted game before too!!! my right?

:rolleyes: :lol: :rolleyes:


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