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 Post subject: insurance woe
PostPosted: Thu Apr 13, 2006 1:49 pm 
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Location: Oswestry, salop
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jeezus!

just had my renewal quote for the car from norwich union:

£786 fullly comp with 3yrs ncb and clean license!

not having that, got chatting to the neighbour, he has his nissan bluebird turbo (yikes) insured by "firebond" on classic car insurance for £460 rang them up:

normal: £1100
special hot hatch: £750
classic: £3200 :lol: :lol:

thats with £400 excess!

guy on the phone said its because the '2i is a group 15, same as some impreza's and what not, you definatly dont get the performance for the group rating though! :oooh:

went to directline:

£456 with 150 excess. 8-)

landed.

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PostPosted: Thu Apr 13, 2006 2:15 pm 
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Joined: Tue Dec 21, 2004 7:46 pm
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Location: Woodville : Burton
Drives: 170bhp RS
I got my renewal from Elephant and they said it would be around £1200 for my group 13 GTi, F/C, 3yrs driving, 1yrs NCB and a clean licence :rolleyes: They having a laugh.

I got a quote from Admiral (the same company no-less!) for about £900, but £650 ish when I hit 21. So do I wait two months until I hit 21? :lol: Can I do without a car for that long. No. Bastards.

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PostPosted: Thu Apr 13, 2006 2:21 pm 
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Location: Oswestry, salop
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dude try directline! or virgin.com,

or buy a £100 quid shed for two months, you'll save money plus you get to rag fcuk out a 1.1, always good fun! :)

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PostPosted: Thu Apr 13, 2006 6:07 pm 
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Location: Nottingham
got my renewal from norwich union for $899 which is more then it was last year. got a quote from tesco for $535 so i decide to stay with norwich union :insanity:

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PostPosted: Thu Apr 13, 2006 7:25 pm 
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Location: portlethen/newtonhill aberdeenshire
omg whatever you do do not go with tesco, they are complete idiots, there company is a joke, try bell they are really good at the mo or cis is another good one but cheaper if you call rather than online qoute.


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PostPosted: Thu Apr 13, 2006 11:47 pm 
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I insured my Si last week with more than for £254 third party with ncb protection. Thats with me being 21 and 4 years ncb. Norwich union wanted about £200 more, they were shocking this year.


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PostPosted: Fri Apr 14, 2006 12:05 am 
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Tesco have been really good with me and for that price fully comp can't grumble

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PostPosted: Fri Apr 14, 2006 3:19 am 
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:o Insurance is shocking nowadays

Mine is £240 fullycomp. I have full no claims and ive protected em!!!

Ive gone with Sheilas wheels, they quoted me £200 cheaper than Tesco's did!! Pain bein, ya have to be a girlie :lol:


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PostPosted: Fri Apr 14, 2006 10:06 am 
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kristy wrote:
:o Insurance is shocking nowadays

Mine is £240 fullycomp. I have full no claims and ive protected em!!!

Ive gone with Sheilas wheels, they quoted me £200 cheaper than Tesco's did!! Pain bein, ya have to be a girlie :lol:



cant stand all this quotes for women balls, if someone had set a company up just doing quotes for blokes womens lib would be screaming for equality and all that

adrian flux insured my 2ltr for £903 tpft
JJ

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PostPosted: Fri Apr 14, 2006 10:51 am 
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jdfiesta wrote:
kristy wrote:
:o Insurance is shocking nowadays

Mine is £240 fullycomp. I have full no claims and ive protected em!!!

Ive gone with Sheilas wheels, they quoted me £200 cheaper than Tesco's did!! Pain bein, ya have to be a girlie :lol:



cant stand all this quotes for women balls, if someone had set a company up just doing quotes for blokes womens lib would be screaming for equality and all that

adrian flux insured my 2ltr for £903 tpft
JJ


yes, but it is illigal for them to only use women......i bet if you phone up they will insure a man, BUT it will most likely be stupidly high so that they dont have to insure a man :rolleyes:

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PostPosted: Fri Apr 14, 2006 11:20 am 
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Location: portlethen/newtonhill aberdeenshire
yeh tesco are good for prices, have you crashed yet while under there policy? coz trust me ive had nowt but hassle from them since someone wrote off my car and theyve totally f****d me over, they have been a shit company ever since i joined.


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PostPosted: Fri Apr 14, 2006 2:24 pm 
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Location: Oswestry, salop
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tesco are awful, someone drove head on into my mates punto, he lost his no claims even though they admitted the fault, it took best part of 6 months to get them back!

plus he had hidden excess that wasnt on his documents, mind you they are cheap!

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PostPosted: Wed Apr 19, 2006 12:12 am 
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Joined: Sun Jan 01, 2006 6:14 pm
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Location: Kings lynn down the road fom cyber!!
20yr nill ncb (2yrs on 1st) tpft all mods done


just shy of 400 ( and be for u ask its in my name) :lol: :lol: :lol:


main car 2ncb £350.00 (130bhp)


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PostPosted: Wed Apr 19, 2006 11:49 am 
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Location: South Wales Drives: Mk5 Fiesta Flight
I find Frizzell cheap for car insurance

http://www.frizzell.co.uk

£1700 fully comp on 1.6 Si... 17 year old new driver without any no claims :)

Lowest price I could find anywhere else was £2600 from Direct Line

Its only expensive because of all these f*cking chavs trying to show off by driving around like complete tw*ts... then end up crashing into things !


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PostPosted: Wed Apr 19, 2006 6:07 pm 
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Location: chelmsford Essex
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just gettng my si an insurance quote is a mission, as only 2 or 3 companys will touch my si and they want around £3000! all mods declared, all the other companys say, we can't quote u cause your cars just too low (60mm drop)???? so i'm just gonna have to stay in my dads name but i'm not getting ne of the all important no claims! :(

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PostPosted: Wed Apr 19, 2006 6:17 pm 
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put it in your dads name, and add you as a named driver with direct line. much much cheaper, and you get no claims!


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PostPosted: Wed Apr 19, 2006 9:11 pm 
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Location: Kings lynn down the road fom cyber!!
Dracos wrote:
put it in your dads name, and add you as a named driver with direct line. much much cheaper, and you get no claims!



Dont work trust me.

When you send you ncb in to you company and they check it they will not accpet it as its not ture NCB same as 10m.

Not worth the money m8.


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PostPosted: Wed Apr 19, 2006 9:42 pm 
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Location: Southampton
Dracos wrote:
put it in your dads name, and add you as a named driver with direct line. much much cheaper, and you get no claims!


thats what im doing because i crashed in my first year of driving an now im stuffed so i gotta now go onto my dads.. and the 'you get no claims if ur a named driver' isnt actualy what i means you get somthing called drivers no claims which means if next year you get a quote with direct line they will count it as 1 years no claims on your own.. but to everyone else you wont have any no claims to your name.

so im goin on my dads for a year then getting insurance next year on my own with direct line so they take the named driver no claims into account so it should be cheaper than most other places.. then after a year of that ill have 1 years no claims.. and by then the 'Have you made a claim in the last 3 years' will be able to be answerd no and ill have 1 yrs no claims :p

seems complicated but oh well

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PostPosted: Wed Apr 19, 2006 11:32 pm 
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Location: Prescot Merseyside
Im insured with Adrian Flux, 1 years NCB, Been driving 14 Months now and my insurance is £950. By far the cheapest I could find and I tried absolutely everywhere, I think living in Merseyside goes against me even though its not too bad where I live :(

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PostPosted: Wed Apr 19, 2006 11:37 pm 
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Joined: Tue Dec 21, 2004 7:46 pm
Posts: 4451
Location: Woodville : Burton
Drives: 170bhp RS
Renewed my GTi yesterday. :homo: Gone with Ele-flump again been as he lopped me £170 off my premium they quoted me for my renewal. Those theiving scourels.

Performance Direct wanted £2500
Adrian Flux suggested arond £1500-2000
HIC couldn't quote me on it until I was 22


:lol: So much for 'specialists'.

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