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Modified Insurance - Styling Only
http://www.fiesta-si.com/forums/viewtopic.php?f=116&t=22635
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Author:  sjoyce666 [ Sat Jun 25, 2011 10:45 pm ]
Post subject:  Modified Insurance - Styling Only

Does anyone know of any insurance companies that do not load your premium for having styling modifications only ?

Might be picking up a little runabout soon. There wont be any performance modifications but a suspension drop and a set of alloy wheels may find there way on to it

I know in the past people have said that their insurance companies only increase their premium for performance modifications not styling ones

Any recommendations ?

I have done a quote with Direct Line and it came back under £200 fully comprehensive on a completely standard car :D

Author:  DarrenFsi [ Sat Jun 25, 2011 10:48 pm ]
Post subject:  Re: Modified Insurance - Styling Only

suspension drop is seen as a performance mod i thought :hmm:

Author:  stainlessmole [ Sat Jun 25, 2011 11:01 pm ]
Post subject:  Re: Modified Insurance - Styling Only

Adrian flux don't mind mods as long as it has nothing to do with the engine

Author:  skyinsurance [ Mon Jun 27, 2011 11:46 am ]
Post subject:  Re: Modified Insurance - Styling Only

We're fine with most cosmetic modifciations..

Author:  sjoyce666 [ Mon Jun 27, 2011 11:52 am ]
Post subject:  Re: Modified Insurance - Styling Only

skyinsurance wrote:
We're fine with most cosmetic modifciations..


I will give you a call later for a quote

I may be able to get the car on a classic policy due to its age. The problem I then have is I only have another year left to do something with my 7 years no claims before they are lost. Can I insure a car on a classic policy with yourselves and not lose my no claims ?

Author:  InSane [ Mon Jun 27, 2011 8:28 pm ]
Post subject:  Re: Modified Insurance - Styling Only

sjoyce666 wrote:
Does anyone know of any insurance companies that do not load your premium for having styling modifications only ?

Might be picking up a little runabout soon. There wont be any performance modifications but a suspension drop and a set of alloy wheels may find there way on to it

I know in the past people have said that their insurance companies only increase their premium for performance modifications not styling ones

Any recommendations ?

I have done a quote with Direct Line and it came back under £200 fully comprehensive on a completely standard car :D


think mine 21pound a month for 11 months also i put down its been lowered also air fitter mod filmed windows stripes pained hubs and caliper

Author:  sjoyce666 [ Mon Jun 27, 2011 9:17 pm ]
Post subject:  Re: Modified Insurance - Styling Only

Sorted with Need2Insure

£177.10 fully comp with unlimited mileage on a classic policy

Sky Insurance couldnt get under £300 and even Direct Line was lower than that

Author:  InSane [ Mon Jun 27, 2011 9:26 pm ]
Post subject:  Re: Modified Insurance - Styling Only

sjoyce666 wrote:
Sorted with Need2Insure

£177.10 fully comp with unlimited mileage on a classic policy

Sky Insurance couldnt get under £300 and even Direct Line was lower than that

hoiw old is your car

Author:  sjoyce666 [ Mon Jun 27, 2011 9:33 pm ]
Post subject:  Re: Modified Insurance - Styling Only

InSane wrote:
sjoyce666 wrote:
Sorted with Need2Insure

£177.10 fully comp with unlimited mileage on a classic policy

Sky Insurance couldnt get under £300 and even Direct Line was lower than that

hoiw old is your car


Its a 1988 mk2 Fiesta so its 23 years old, Fiestas have to be 20 years old to get classic status from alot of insurers plus i'm old so that makes it cheaper anyway

Author:  InSane [ Mon Jun 27, 2011 10:52 pm ]
Post subject:  Re: Modified Insurance - Styling Only

sjoyce666 wrote:
InSane wrote:
sjoyce666 wrote:
Sorted with Need2Insure

£177.10 fully comp with unlimited mileage on a classic policy

Sky Insurance couldnt get under £300 and even Direct Line was lower than that

hoiw old is your car


Its a 1988 mk2 Fiesta so its 23 years old, Fiestas have to be 20 years old to get classic status from alot of insurers plus i'm old so that makes it cheaper anyway

i am old to lol

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