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PostPosted: Tue Oct 21, 2008 6:48 pm 
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anybody know of any insurance companies that doe free styling mods....its that time where i'm gonna need to start looking for insurance soon.....and would prefer one that allows cosmetic mods free.....i know quinn direct to but i read on some sites they are crap and will bump the price up by tons when i pass my test

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PostPosted: Tue Oct 21, 2008 6:53 pm 
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i went through adrian flux and they got me a company thats would insure the car with the 2.0 in it and any other performance parts, anything cosmetic that didnt increase the cars speed or performance was free, eg the xr kit, alloys and tints on mine they listed but didnt have to pay extra and if i damage the car the non standerd parts still get replaced with what i had on the car, eg if i damaged one of the zs wheels i get a new zs wheel 8-) ill find out what the company is called :thumbsup:

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PostPosted: Tue Oct 21, 2008 7:28 pm 
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cheers mate that would be great....

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PostPosted: Tue Oct 28, 2008 7:24 pm 
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Drives: Ford Fiesta Si
I was with quinn as a learner, was paying £87 a month before I passed, told them i passed then they charged me £180 a month ! I was well skint till i went on an insurance search again and kwik fit started quoting me £64 a month, on my 1.6 Si, im only 18 aswell!

Ring kwik fit mate, they are awesome if you phone em, shit if you do an internet search.


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PostPosted: Tue Oct 28, 2008 8:08 pm 
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You should ring all insurers, will end up cheaper if you play the game properly :)

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PostPosted: Tue Oct 28, 2008 8:34 pm 
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yeh will do...well will get my mum to as its her car legally...and paul....i will ensure she drives it a lot then you don't hate me :lol:

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PostPosted: Tue Oct 28, 2008 9:12 pm 
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my insurance doesnt go up if i do cosmetic mods. im with quinn direct.

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PostPosted: Tue Oct 28, 2008 9:14 pm 
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did they put it up after passing your test?


how much is your policy if you don't mind me asking and is it TPFt or fully comp....i take it your a named driver on your dads policy(think you told me this before)?

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PostPosted: Tue Oct 28, 2008 9:19 pm 
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yea it pretty much doubled!

its now about 1200 quid TPFT with me named second driver on my dads name.

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PostPosted: Tue Oct 28, 2008 9:26 pm 
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shit....thats the only thing deterring me from quinn :?

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PostPosted: Tue Oct 28, 2008 9:33 pm 
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DANIELP1991 wrote:
yea it pretty much doubled!

its now about 1200 quid TPFT with me named second driver on my dads name.


See whats the point in being on your dads name then?

My first year was 800 on my own name after doing passplus... and now I reap the benifits of getting insurance alot cheaper :)

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PostPosted: Tue Oct 28, 2008 10:13 pm 
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happypaul wrote:
DANIELP1991 wrote:
yea it pretty much doubled!

its now about 1200 quid TPFT with me named second driver on my dads name.


See whats the point in being on your dads name then?

My first year was 800 on my own name after doing passplus... and now I reap the benifits of getting insurance alot cheaper :)



cos it is a lot more when going on your own name it seems now i think.....got one quote of over 5 grand on the mazda :lol:

but yeah my mum drives it almost everyday and i can tell you i won't be able to afford petrol to drive it a lot....so wouldnt it be wrong not going as a named driver? :P

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PostPosted: Wed Oct 29, 2008 8:40 am 
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It'll always go up when you pass your test, you're going to be on the road more, and on your own, so you're more of a risk.

And we can see you have a reason for going as a named driver, and that's fine, but all I'll say is you will regret it the longer you leave it not being on your own policy and earning proper no claims bonus. :)

Paul's right aswell, if you can do your pass plus, then do it and reap the benefits. :)

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PostPosted: Wed Oct 29, 2008 3:19 pm 
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yeh, will probably get on ym own policy once i have a bit of cash saved up and then i can drive the car as much as i like....

mum did mutter something about paying for me to do pass plus as the insurance is like a big bday present :lol: so if its gonna reduce it i'll probabky get it done....will jsut have to risk the A-levels with a week off school to do it or however long it takes?

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PostPosted: Wed Oct 29, 2008 5:25 pm 
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A L 3 X wrote:
yeh, will probably get on ym own policy once i have a bit of cash saved up and then i can drive the car as much as i like....

mum did mutter something about paying for me to do pass plus as the insurance is like a big bday present :lol: so if its gonna reduce it i'll probabky get it done....will jsut have to risk the A-levels with a week off school to do it or however long it takes?


Pass plus took me 3 sessions.

In your spare time :) I managed to do it around college and work time.

Night Driving
Motorway Driving
Country Road Driving

might have been something else but cant rememeber :) no test tho, so no worrys.

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PostPosted: Wed Oct 29, 2008 5:55 pm 
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can you remember how much time each session took and the cost?


Cheers

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PostPosted: Wed Oct 29, 2008 6:17 pm 
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A L 3 X wrote:
can you remember how much time each session took and the cost?


Cheers


You buy the whole thing. You only do a few hours.. The longest bit of mine was driving to Sheffield and back on the motorway.. 2 hours worth.

He missed my night driving due to doing lessons in the night and just signed it off.. :hsugh:

It cost around £100 for it all.

I know a few people whos instructors just signed them the form for the exchange of £100 and didnt do the passplus itself :lol: but I dont see the point in that as it helps you learn more things :)

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PostPosted: Wed Oct 29, 2008 6:20 pm 
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http://www.passplus.org.uk/index.asp

Driving Standards Agency wrote:
How much does Pass Plus cost?
As the training is provided by self employed driving instructors, the price of the course will vary, but it is usually about £150.


But mine was actually £90, but few years ago.. its even worth the £150 if it halfs your insurance like it did with me!

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PostPosted: Wed Oct 29, 2008 6:54 pm 
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lol, the £100 for the certificate sounds simple, but yeah tbh i would rather do the pass plus itself as its helping you to be safer on the road with your pride and joy

Sound like my dad there^ :red: :doh:

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